Group Medical Plans
IGI Life is a provider of innovative Medical plans and with our diverse product portfolio and decades of experience we can provide Group Medical benefits that will suit your company’s needs whether it’s a small business, a medium sized company or a multinational corporation. We aim to provide comprehensive cover and an efficient claims servicing that will be of value when your employees need it the most.
From IGI Life, you can have the Basic In Patient General Hospitalization Plan that offer the following types of benefits to your employees, their spouse and dependent children:
In Patient Benefits
Nursing Care & Services
Intensive Care Benefits
Cost of Registered Ambulance Services to and from Hospital
Doctor’s In-patient Visits
Diagnostic X-ray and Laboratory Expenses in the Hospital
Minor surgeries and day care
Selected pre & post hospitalization expenses
Value Added Services
Country wide network of hospitals
Bills are settled directly with the participating hospitals – No claim processing required
The above mentioned major medical expenses coverage is intended to ease the burden of the large expenses that can arise from serious illnesses (both sickness and injury) of a non-occupational nature that may afflict an employee or his dependents.
To IGI Life’s basic In Patient General Hospitalization plan, employers can choose to add the following additional benefits:
In Patient Maternity
Pre & Post Natal expenses
Out Patient Benefits
Medicine & Treatment
Follow – Ups
Administrative Services Only
ASO approach is ideal for medical claims or for benefits which are not covered by insurers, which can be self-insured and do not represent risk elements such as death/ disability
Under an ASO contract, IGI Life Insurance Pakistan will become the plan administrator to settle claims on behalf of Client. Claims adjudication, claim analysis, and reconciliation require special skills. To handle these issues IGI Life Insurance has the required medical experts, technical expertise and a tried and tested computerized system. In addition, we are better able to negotiate economical rates from diagnostic laboratories, hospitals and consultants, which in result give you a direct cost advantage.