Group Medical Plans

IGI Life is a provider of innovative Medical plans and with our diverse product portfolio and decades of experience we can provide Group Medical benefits that will suit your company’s needs whether it’s a small business, a medium sized company or a multinational corporation. We aim to provide comprehensive cover and an efficient claims servicing that will be of value when your employees need it the most.

From IGI Life, you can have the Basic In Patient General Hospitalization Plan that offer the following types of benefits to your employees, their spouse and dependent children:


In Patient Benefits
Daily Room & Board Charges

Nursing Care & Services

Intensive Care Benefits

Cost of Registered Ambulance Services to and from Hospital

Surgical Benefits

Doctor’s In-patient Visits

Diagnostic X-ray and Laboratory Expenses in the Hospital

Minor surgeries and day care

Selected pre & post hospitalization expenses

Value Added Services
24/7 Medical Hotline

Country wide network of hospitals

Bills are settled directly with the participating hospitals – No claim processing required

The above mentioned major medical expenses coverage is intended to ease the burden of the large expenses that can arise from serious illnesses (both sickness and injury) of a non-occupational nature that may afflict an employee or his dependents.

To IGI Life’s basic In Patient General Hospitalization plan, employers can choose to add the following additional benefits:

In Patient Maternity
Child Birth (C-Section or Normal Delivery)

Miscarriage

Legal Abortion

Pre & Post Natal expenses

Out Patient Benefits
Dr Visit (General Practitioner, Specialist, Consultant)

Clinical Examination

Investigation services

Medicine & Treatment

Follow – Ups

Administrative Services Only

ASO approach is ideal for medical claims or for benefits which are not covered by insurers, which can be self-insured and do not represent risk elements such as death/ disability

Under an ASO contract, IGI Life Insurance Pakistan will become the plan administrator to settle claims on behalf of Client.  Claims adjudication, claim analysis, and reconciliation require special skills. To handle these issues IGI Life Insurance has the required medical experts, technical expertise and a tried and tested computerized system. In addition, we are better able to negotiate economical rates from diagnostic laboratories, hospitals and consultants, which in result give you a direct cost advantage.